Lamia Shams

A development professional with over a decade of experience driving inclusive growth, digital transformation, and financial empowerment for underserved communities. Her work centers on expanding financial inclusion for populations at the bottom of the pyramid, with a proven track record of shaping Bangladesh’s digital financial ecosystem through strategic roles.

Extensively collaborated with national and international stakeholders to advance large‑scale initiatives such as the digitization of government‑to‑person (G2P) payments, the expansion of mobile financial services, and the strengthening of agent banking networks.  

Her research experience spans both qualitative and quantitative methodologies.